Reliable and Easy Jumbo Loans in Florida

What are Jumbo Loans?

Jumbo loans in Florida are those taken against luxury properties with distinctive taxation policies and other requirements. Here the financing value is much higher than the Federal Housing Finance Agency (FHFA) limits. The loans are neither securitized nor guaranteed by other US Congress-created mortgage companies, Fannie Mae or Freddie Mac.
Mortgage value for Jumbo loans in Florida changes with time, and for 2021, it is more than $625,500. The documentation process and requirements for such loans are limited and different from other types. For fixed-rate mortgages, you almost get 15 to 30 years.

Jumbo Loans Down Payment Requirements

You can choose from cash or no cash refinancing options, according to your feasibility. For purchasing Jumbo loans in Florida, you get to pay a 20% down payment of the buying price. Monster Mike Mortgage assists you with finding the best beneficial deals for your luxurious properties.

Eligibility for Properties

Jumbo loans financing is available for luxurious properties, including condos, single-family detached houses, PUD, and second homes for single families that have 0% chances of prepayment penalty.

Want To Know If Jumbo Loans Fit For You?

We have a form to help you understand if you’re heading in the right direction. Fill this form, and get informed yourself with the most suitable answer.


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