USDA Loans in Florida

USDA / Rural Housing home loans ath loans with No Down Payments required. The US Dept of Agriculture issues these mortgages for those with low incomes and lower credit scores. 620 is the minimum credit score (We use the 'middle of all three scores'). Such USDA loans in Florida are designed exclusively for rural and some suburban areas. 

Monster Mike Mortgage is the most reliable Purchase and Refinancing Mortgage company in Florida. We always get you "the most for the least!" 

What are the Benefits of USDA Loans in Florida?

  • No Down payment - 100% financing, as low as your exact closing costs.
  • Less Lender Risk and easily insured due to direct involvement of the government.
  • Limitless USDA home loans in Florida. Limitless acreage.
  • Free of payment penalties.
  • Fixed interest rates.
  • Low mortgage rates.
  • Flexible and simple application process with supple credit requirements.
  • Suitable for new construction projects, existing homes, or foreclosures.

Eligibility Criteria

All those Individuals gets qualified who are aiming to get USDA home loans in Florida against a non-metropolitan area restricted by the USDA. Get in touch with our Mortgage experts to have a deeper understanding of our resources, plans, and offerings for USDA Loans in Florida, Va Reverse Mortgage and much more.

The requirements are quite basic, including:

  • Minimum credit scores.  (+620 middle score
  • Low and dependable income.
  • Primary residence purpose.
  • Purchasing or refinancing in the restricted area guidelines.
USDA Loans
Misconceptions for USDA Loans in Florida
  • US Department of Agriculture only supports farmers and related occupations - No, these loans are for everyone who qualifies successfully.
  • USDA loans are less convenient than FHA or Conventional loans - No, USDA loans have appropriate terms and conditions to serve you.
  • Less flexibility - No, you can buy a primary new residence or consider refinancing an existing house.
  • Only rural areas qualify - You can buy homes anywhere outside the designated metropolitan areas, including rural and suburban areas.
  • Harder to get - No. Since USDA home loans in Florida have direct involvement with the government, they are even easier to get.

Take a Look if you qualify for a USDA Loan:

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These materials are not from HUD or FHA and were not approved by HUD or a government agency.