Background image for

Navigating today’s real estate market demands special expertise.

As a broker, we offer lower wholesale rates, due to lower overhead. We are experts for VA, FHA, Non-QM, and USDA loans. Jumbo and HELOC 2nds too! Self-Employed or Investor? NOT a problem! ANNOUNCING Commercial Mortgages: not just Hard Money solutions - we are doing multi-family purchase refinance rehab plus the other property types too: Mixed-Use, Office, Industrial, ground up Construction, you name it! Resources for very large products at the best rates. With two decades of experience closing all types of Real Estate Loans ... Call Now and discover your path to success!

We are NMLS approved in many states for all mortgage products and handle Commercial Loans Nationally. VA/FHA, Conventional, Jumbo, Non QM, Construction, Multi Family, Apartment, Bank Statement, Condo-Tels, Hard & Soft Money and Investor Loans. MonsterMike always answer your calls and texts.)) Be well !

approved in these states

SCHEDULE ME

Loan Programs

VIEW ALL

VA Loans

VA loans are guaranteed by the U.S. Department of Veteran Affairs (VA) that is available to most US service members.

Non QM Loans

Non-QM loans use alternate methods to verify income to qualify borrowers.

Construction Loans

Construction loans are used to finance the construction of a new structure.

Hard Money Loans

Hard Money loans give you quick access to equity locked up in your real estate assets.

Monster Mike

A Mortgage Broker in Broward / Palm Beach

Serving Florida and beyond! We Guard and Care for your Loan Processes. Call when you need the best mortgage solutions!

The homebuying process may seem hectic, especially for first-timers, but Monster Mike Mortgage is here to guide you! Monster Mike has been serving his clients with mortgage commitments and at lower rates which coordinate seemlessly with your highest expectations and financing needs.

Each client gets the best possible solution that forwards our clients towards buying their dream home. Our loans in Florida vary with the type you choose; whether it’s purchasing, refinancing, or consolidating debt, Mike has more than one option and stands firm to get you the best possible deal. Located in Delray Beach. Closing loans in these states. 





Learn More
Background image for

Quick Online Applications

We have Quick, Standard, and 5 Steps Application processes, whichever suits you best. You can easily choose from our variable online application types. Get started now!

Team of Experts

Mike and other team members are highly experienced professionals who stick by your side throughout the process. We love working with you; contact us now to begin!

Refinancing Services

The best mortgage broker in West Palm Beach, Mike, helps you lower interest rates and monthly payments by efficient refinancing plans and strategies. 

What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Rating
5.0
22 reviews
sandra Marin
My loan situation was very complicated by current and previous events. We finally found a lender we could close with. Mike never gave up but more importantly, he always answered the phone so I would understand what was happening. Monster Mike )) has a lot ...
My loan situation was very complicated by current and previous events. We finally found a lender we could close with. Mike never gave up but more importantly, he always answered the phone so I would understand what was happening. Monster Mike )) has a lot of knowledge that helped us along the way. 5 stars!
Read more Hide

sandra Marin

3 weeks ago

Google G Posted on Google
Matthew Ginberg
I called multiple mortgage brokers and lenders, who all told me based on my self-employment status and income situation, that I would not qualify for an FHA loan. I was referred to Mike and the rest is history. He listened to my situation, gathered all ...
I called multiple mortgage brokers and lenders, who all told me based on my self-employment status and income situation, that I would not qualify for an FHA loan. I was referred to Mike and the rest is history. He listened to my situation, gathered all the info and had a pre approval letter for me within a few days. Not only that, but he locked in a rate for me that was 2% lower than the national average and what all other brokers had quoted me before. I signed my contract on January 2nd, and was sitting in the title office closing on my loan by January 26th. It was record timing, and all due to his diligence and experience in getting mortgages closed. He will be my first phone call when I go to refinance also!
Read more Hide

Matthew Ginberg

10 months ago

Google G Posted on Google
Curt Butrum
My wife & I were a homeowners Los Angeles & interested in buying a home in S. Florida. I found Monster Mike Mortgage on a google search and reached out to him. Mike checked in with me from time to time for over a year. Now thats dedication to a prospectiv ...
My wife & I were a homeowners Los Angeles & interested in buying a home in S. Florida. I found Monster Mike Mortgage on a google search and reached out to him. Mike checked in with me from time to time for over a year. Now thats dedication to a prospective client. We finally made the move to FL & Mike was the first person we called. He always answered the phone/texts immediately or at the very least, within minutes. He is super knowledgable, caring, helpful & very personable. Bottom line, Mike got the job done quickly & we are now enjoying our beautiful home in Ft Lauderdale. Thank you Monster Mike!!!
Read more Hide

Curt Butrum

11 months ago

Google G Posted on Google
CLAUDIA SWANES
As a Latina living in the United States for more than 20 years, I can tell you that the experience of working with Mike was incredible, no detail was missed in the loan and we had excellent communication, (he understood my accent) , 5 stars for Michael!! ...
As a Latina living in the United States for more than 20 years, I can tell you that the experience of working with Mike was incredible, no detail was missed in the loan and we had excellent communication, (he understood my accent) , 5 stars for Michael!! We beat even to all cash buyers INVESTORS making low ball offers. GOD BLESS AMERICA , HAPPY HOLIDAYS! Here the picture of our client new HOME SWEET HOME YES!
Read more Hide

CLAUDIA SWANES

1 year ago

Google G Posted on Google
John D'Anna
Mike was great to work with. He walked my wife and i through the whole process! Was very enjoyable.
Mike was great to work with. He walked my wife and i through the whole process! Was very enjoyable.

John D'Anna

1 year ago

Google G Posted on Google
Carol Blair
Mike was relentless in finding a lender that fit our needs. He exhibited incredible persistence. He always took our calls or returned messages in a timely manner. It was a pleasure working with him!
Mike was relentless in finding a lender that fit our needs. He exhibited incredible persistence. He always took our calls or returned messages in a timely manner. It was a pleasure working with him!

Carol Blair

1 year ago

Google G Posted on Google
Olivera Adzic
How do I write a review for someone who made my and my family's dream come true...I will do my best. I found Mike Alvarez on google and decided to call him because of all the positive reviews I read. I had an extremely complicated loan, as I am a Canadia ...
How do I write a review for someone who made my and my family's dream come true...I will do my best. I found Mike Alvarez on google and decided to call him because of all the positive reviews I read. I had an extremely complicated loan, as I am a Canadian citizen, looking to purchase an investment property in Florida. During our first interaction, he was honest and said he needed to look into this type of loan and get back to me. After doing just that, he was confident that he would be able to get me a loan and provided me with a pre approval, so I could put an offer on a property. Every time I contacted him, which was many, he was always patient and answered all my questions. He even guided my purchase and let me know what a better investment would be. After an accepted offer, he assured me that I can relax and that he would take care of everything. I trusted him and did just that. In the end the property closed just as he said it would, with an amazing rate he was able to get us. Would I recommend him to anyone, no, I WOULD RECOMMEND HIM TO EVERYONE!!! We will FOREVER be grateful for what he has done for us and will use him and recommend him to anyone looking to purchase a property. Thank you Mike from the bottom of our hearts for all that you have done for us. We hope the universe will repay tenfold for all the effort you put forth on this deal to make it happen.
Read more Hide

Olivera Adzic

1 year ago

Google G Posted on Google
Ted Johnson
Mike is without a doubt, hands down the best partner, advisor to have when purchasing or selling a home in Florida. Extremely knowledgeable, well connected and excellent to do business with. In my direct experience he worked hard and went the extra hundre ...
Mike is without a doubt, hands down the best partner, advisor to have when purchasing or selling a home in Florida. Extremely knowledgeable, well connected and excellent to do business with. In my direct experience he worked hard and went the extra hundred yards for me on a difficult and complicated transaction. Thanks, Mike !!
Read more Hide

Ted Johnson

1 year ago

Google G Posted on Google
Irene Charles
As a Realtor serving my community of over 28 years, Michael Alvarez is one of the very few Mortgage Broker that I know that will attend the buyer's closing or even pick up his cell phone on a Sunday morning. If you need someone to work for you endlessly, ...
As a Realtor serving my community of over 28 years, Michael Alvarez is one of the very few Mortgage Broker that I know that will attend the buyer's closing or even pick up his cell phone on a Sunday morning. If you need someone to work for you endlessly, I recommend Michael Alvarez 100% as your # One Choice. Thanks again Michael!
Read more Hide

Irene Charles

1 year ago

Google G Posted on Google
Marthe Bertrand
Wonderful service! Michael walked me through every steps with patience and always helped me find the best solutions! I bought a beautiful 4 bedroom house!
Wonderful service! Michael walked me through every steps with patience and always helped me find the best solutions! I bought a beautiful 4 bedroom house!

Marthe Bertrand

1 year ago

Google G Posted on Google
Bertina Tallaksen
Such a great experience...We went back to Mike because he did such a good job for us the first time. We couldn't be happier with our loan process. This was for me personally and I will not hesitate to recommend him to my customers in the future.
Such a great experience...We went back to Mike because he did such a good job for us the first time. We couldn't be happier with our loan process. This was for me personally and I will not hesitate to recommend him to my customers in the future.

Bertina Tallaksen

2 years ago

Google G Posted on Google
Dawn Libiszewski
Mike took amazing care of my clients and this is how they were able to buy a second home at a great rate $30,000 undermarket value and we all know in today market thats hard to come by. My name is Dawn Libiszewski I am a FL. licensed Realtor, with Posh Pr ...
Mike took amazing care of my clients and this is how they were able to buy a second home at a great rate $30,000 undermarket value and we all know in today market thats hard to come by. My name is Dawn Libiszewski I am a FL. licensed Realtor, with Posh Properties South Fl. My clients were looking to buy a second home and could not get a loan with the usual bankers and lenders. They were at it for about 6 months, many lender wasted their time. Not one leander could figure something out, and my clients have cash and credit just in a different way then most. It was just not working out and they called me one day and said we will have to hold off on our 2nd home. Until we meet Mike with Monster Mortgage they offered the type loan products to fit my clients needs at a great rate! ( and if he didnt they were not buying , 2nd homes are not a needed there a want ! ) Needles to say they now have a second home and it is a win win for all parties involved.
Read more Hide

Dawn Libiszewski

3 years ago

Google G Posted on Google
KEN PIANIN
I refer my clients to MONSTER MIKE and he gets them the financing that they need to buy a home each time, If you want a mortgage then call MONSTER MIKE and he will perform for you also. KEN PIANIN PARTNERSHIP REALTY
I refer my clients to MONSTER MIKE and he gets them the financing that they need to buy a home each time, If you want a mortgage then call MONSTER MIKE and he will perform for you also. KEN PIANIN PARTNERSHIP REALTY

KEN PIANIN

3 years ago

Google G Posted on Google
Gregg
Mike helped us with refinancing our mortgage with a lower interest rate. We are self employed and did not realize how challenging it is to secure a mortgage with our situation. Mike with his persistence and perseverance came through for us and we thank ...
Mike helped us with refinancing our mortgage with a lower interest rate. We are self employed and did not realize how challenging it is to secure a mortgage with our situation. Mike with his persistence and perseverance came through for us and we thank him for that. We can highly recommend him and his service.
Read more Hide

Gregg

3 years ago

Google G Posted on Google
Nubia Rojas
I am a successful Realtor in Broward County and have had the opportunity to work with Mike for several of my clients over the years. He is very knowledgeable in real estate loans and he offers superior value. I have enjoyed working with him and I also hig ...
I am a successful Realtor in Broward County and have had the opportunity to work with Mike for several of my clients over the years. He is very knowledgeable in real estate loans and he offers superior value. I have enjoyed working with him and I also highly recommend him. Realtor Nubia (speaks Spanish)
Read more Hide

Nubia Rojas

3 years ago

Google G Posted on Google
Sandy Schwartz
Mike was the only person who helped us after 3years of trying to refinance our mortgage. Thank you Monster Mike!
Mike was the only person who helped us after 3years of trying to refinance our mortgage. Thank you Monster Mike!

Sandy Schwartz

3 years ago

Google G Posted on Google
Norna Augustave
Mike is simply the BEST at what he does! Purchasing a home can be rather strenuous and finding the right mortgage broker to guide you during this strenuous process is very difficult as well. The first 3 mortgage broker that I spoke to, before meeting Mik ...
Mike is simply the BEST at what he does! Purchasing a home can be rather strenuous and finding the right mortgage broker to guide you during this strenuous process is very difficult as well. The first 3 mortgage broker that I spoke to, before meeting Mike, had me feeling so discouraged. However, Mike was completely different! He asked me all the right questions and put my heart at ease. Also as a first time homeowner, the home buying process was a foreign language to me. Mike took his time to explain every detail, every loan, every rate, and everything else you can think of that involves buying a home. I definitely recommend Monster Mike Mortgage to anyone and everyone! Trust me, you will not be disappointed.
Read more Hide

Norna Augustave

3 years ago

Google G Posted on Google
Vivian Charles
Mike was great, he went above and beyond to help me refinance my house and I got a very good rate.
Mike was great, he went above and beyond to help me refinance my house and I got a very good rate.

Vivian Charles

4 years ago

Google G Posted on Google
Mariana Campos
Great service! Cannot recommend them enough! So professional and always willing to help and make you understand how the process works. Mike is dedicated and wants to ensure you fully understand what’s happening and wants to do everything he can to help yo ...
Great service! Cannot recommend them enough! So professional and always willing to help and make you understand how the process works. Mike is dedicated and wants to ensure you fully understand what’s happening and wants to do everything he can to help you and get you the best options to save money. Great people, polite and reliable!
Read more Hide

Mariana Campos

4 years ago

Google G Posted on Google
Kevin Horn
Mike is amazing! Very easy to work with, knowledgable in his field. He did all of the leg work for us finding multiple products and helping us find the right product for us. It was so painless and Mike is always positive, a breath of fresh air in this ...
Mike is amazing! Very easy to work with, knowledgable in his field. He did all of the leg work for us finding multiple products and helping us find the right product for us. It was so painless and Mike is always positive, a breath of fresh air in this business. I highly recommend working with him if you get a chance!!
Read more Hide

Kevin Horn

4 years ago

Google G Posted on Google